Aviso Wealth, through its correspondent and institutional division, Aviso Correspondent Partners, will now provide Professionals’ Financial with a full suite of custody, administration, trading, and reporting solutions.

“We’re proud to partner with the Financial to fulfill a key role in their successful business model,” said Bill Packham, President and CEO of Aviso Wealth. “We look forward to providing the tailored solutions they require to serve their clients and grow their business, with superior service and support led by our team in Montreal.”

Professionals’ Financial converted its introducing-broker business to the Aviso Correspondent Partners platform following an extensive due diligence process, and multi-stage testing cycles, which ensured the smooth transition of more than $4 billion in assets managed by the Financial on behalf of its clients.

“Innovation, customized service, and high standards of competence and integrity are essential to our ability to support our clients’ holistic financial well-being, through every stage of their personal and professional lives,” said Jean-François Levasseur, Vice President, Compliance and Operations for Professionals’ Financial. “Aviso Wealth shares this approach and values, and provides a robust platform based on leading technology and responsive service. These qualities make Aviso Wealth an ideal partner to help us respond to changing business environments while we continue to elevate our clients’ experience.”

“Being selected by one of Quebec’s most prominent and respected independent wealth managers speaks to the quality of our comprehensive offering,” said Kevin Vanderheyden, Senior Vice President and Head of Correspondent & Institutional for Aviso Wealth. “Our team is committed to providing exceptional support and strategic guidance to help Professionals’ Financial serve its clients.”

Since the launch of Aviso Wealth in 2018, Aviso Correspondent Partners has rapidly emerged as a leading participant in Canada’s correspondent and institutional business. Aviso Correspondent Partners serves over 80 independent financial organizations across the country, including portfolio managers, investment dealers, insurance companies and trust companies. Aviso Correspondent Partners’ end-to-end solutions are matched with a high-touch service model, and supported by experienced frontline teams in Montreal, Toronto, Calgary and Vancouver.

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About Aviso Wealth

Aviso Wealth is one of Canada’s largest independent wealth management firms. Formed in 2018 from the united talents and resources of three successful, industry-leading firms—Credential, NEI Investments and Qtrade Financial Group—Aviso Wealth provides Canadians with a comprehensive range of integrated wealth management services and solutions. Owned by the Credit Union Centrals, The Co-operators/CUMIS and Desjardins, Aviso Wealth has approximately $70 billion of assets under management and administration. For more information please visit aviso.ca.

About Professionals’ Financial

Professionals’ Financial offers private management products and services, financial planning solutions, as well as a complete range of mutual funds. Established in 1978 by and for professionals, Professionals’ Financial is committed to keeping its management fees among the lowest in the Canadian market. It is affiliated with the Fédération des médecins spécialistes du Québec, the Association des chirurgiens-dentistes du Québec, the Corporation de service de la Chambre des notaires, the Association des architectes en pratique privée du Québec and the Association québécoise des pharmaciens propriétaires. Thanks to this affiliation, Professionals’ Financial is uniquely positioned in terms of impartiality, representation of its clients’ interests and market performance.

For media inquiries outside Quebec, please contact:

Aviso Wealth:

Robert Arber

Senior Writer, Communications

rarber@avisowealth.ca

For media inquiries in Quebec, please contact:

Professionals’ Financial:

Sonia Bergeron

Senior Director, Corporate Communications and Public Affairs

Email: sobergeron@fprofessionnels.com

Phone: (514) 350-5058

Cell: (514) 709-3096

39% See ‘Incredible Opportunities,’ 55% ‘Playing the Long Game’ and 17% ‘May Never Sleep Again’

TORONTO, May 2020 – According to Canadian investors, COVID-19 may be both the best of times and the worst of times. As revealed in a new national survey conducted by Qtrade Investor (ranked Canada’s top online brokerage in 2019¹ and 2020²) among members of the Angus Reid Forum, Canadian investors are seeing the positives and negatives of investing during a pandemic in real-time.

Key findings of the survey:

1) Good News:

Investors are significantly more positive than negative about the markets over the next 12 months.

• Nationally, a super optimistic 11% predicted a quick market rebound.
  39% said there will be incredible opportunities to buy low.
  29% said smart investors will ‘make a killing.’

Men are significantly more optimistic about the markets than female investors

Male investors (36%) see more opportunity than female investors (22%) for smart investors to ‘make a killing’ during COVID-19.’

Male investors (45%) see more opportunity to ‘buy low’ than female investors (32%)

“With everyone closely watching their investments during this unprecedented time, it’s reassuring to see such a significant level of optimism from Canadian investors,” said Christine Zalzal, SVP and Head of Qtrade Investor and VirtualWealth®.

2) Bad News:

Nationally, 48% of Canadian investors said that it would take a long time for the markets to stabilize. 40% said they thought many investors would lose money.

• BC and Alberta (52%) are the most negative about the markets and think that ‘many investors lose money’ over Ontario 36% and Quebec/Atlantic 35%.

3) Partner Portfolio Pain:

• Nearly a quarter of Canadian investors (24%) responded that they would be extremely nervous (8%) or ‘may never sleep again’ (17%) if their partner/spouse took over their investment decisions. Happily, 40% of Canadian investors overall would have confidence if their partner took over.

Knowledge is power for self-directed investors. Qtrade Portfolio Analytics Tools provides self-directed investors with unrivaled access to the most advanced risk analysis and portfolio-building technology in the Canadian online brokerage space.

Additional survey insights:

4) Investors are sticking to their guns:
Asked if COVID-19 has changed their investing strategy, 76% of Canadian Investors decisively responded ‘no’ showing confidence in their existing investment strategies. Over twice as many male investors (11%) than female investors (4%) said they were rethinking their investment strategies.

5) Canadians with 100k+ invested are embracing the ‘long game’:
A significantly higher number of investors with 100k+ invested (62%) responded that they are playing the long game over investors with less than 100k invested (47%).

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About Qtrade Investor

Consistently ranked among Canada’s top online brokerages for the past 15 years, Qtrade^® Investor offers self-directed investors a robust and intuitive platform to achieve their financial goals. Qtrade Investor is a division of Credential Qtrade Securities Inc. which is owned by Aviso Wealth Inc.

Visit qtrade.ca  for more information.

About Aviso Wealth

Aviso Wealth is one of Canada’s largest independent wealth management firms. Formed in 2018 from the united talents and resources of three successful, industry-leading firms – Credential, NEI Investments and Qtrade – Aviso Wealth provides Canadians with a comprehensive range of integrated wealth management services and solutions. Owned by the Credit Union Centrals, The Co-operators/CUMIS and Desjardins, Aviso has over $60 billion of assets under management and administration.

Visit aviso.ca. for more information.

About the Survey
These are the findings of a study/survey conducted by Qtrade Investor from May 4 to May 6, 2020 with a sample of 1,002 online Canadians, of which 471 have investments in the stock markets and are members of the Angus Reid Forum. The survey was conducted in English and French.

About Angus Reid Forum surveys:

The precision of Angus Reid Forum online polls is measured using a credibility interval. In this case, the poll is accurate to within +/-4.5 percentage points, 19 times out of 20, had all Canadian investors been polled. All sample surveys and polls may be subject to other sources of error, including, but not limited to coverage error, and measurement error.

About the Angus Reid Forum:

The Angus Reid Forum is Canada’s most well-known and trusted online public opinion community consisting of engaged residents across the country who answer surveys on topical issues that matter to all Canadians.

® Qtrade and VirtualWealth are registered trademarks of Aviso Wealth Inc.

Aviso Wealth is a trademark used under license.

Portfolio Simulator, Portfolio Creator, and Portfolio Score are trademarks of Credential Qtrade Securities Inc.

¹ Ranked Top Online Brokerage by The Globe & Mail in 2019.

² Ranked Top Overall Online Brokerage by Surviscor in 2020.

In his review, Personal Finance Columnist Rob Carrick says of Qtrade, “No other broker is good in so many different areas and no other broker makes such consistent year-by-year improvements.”

“What impresses about Qtrade is its attention to details in supplying almost all the features investors need to be successful,” he said.

Over the past 14 years Qtrade Investor has consistently placed first or second in The Globe’s review. This year marks the twenty-first anniversary of The Globe’s rankings.

“In the online brokerage space, competition continues to intensify,” said Bill Packham, CEO of Aviso Wealth, the parent organization of Qtrade Investor. “The fact that Qtrade Investor continues to lead the industry speaks highly of our team’s commitment, professionalism, ability to innovate and competitive spirit.”

Christine Zalzal, SVP, Head of Online and Digital Wealth added, “This is an even sweeter win because of the heavy investment made by industry players this past year. The award truly demonstrates that we are continuing to deliver on our key purpose­—to create a consistent, rewarding experience in the many ways we serve our clients both online and offline.”

Among recent enhancements were portfolio analytics tools that help investors better understand where their portfolios perform well, and where there are opportunities for improvement. Other new features include:

• New Portfolio Score, which gives your portfolio a health-check by analyzing and grading its performance across five financial dimensions
• News service powered by Dow Jones
• Sector-specific newsletters with pricing predictions from Trading Central
• Expanded offering of USD Drip-eligible securities
• Spousal USD RRSP and RRIF products
• Updated options trading to enhance real-time information
• Redesigned and expanded ETF and Stock Screeners

This recognition is the latest in a series of recent wins for Qtrade Investor, including Best Online Brokerage and Best Customer Service Experience, both from Surviscor.

About Qtrade Investor

Known for its easy-to-use online and mobile investing platforms and outstanding client service, Qtrade Investor has consistently been ranked among Canada’s top online brokerages for the past 14 years. Qtrade gives clients access to a wide range of investments and account types, all at competitive prices, along with extensive research and trading tools—making it a trusted choice for beginners and seasoned investors alike. Part of Aviso Wealth, Qtrade Investor is a division of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund.

About Aviso Wealth

Aviso Wealth is a national, integrated financial services company, with over $66 billion in assets. Aviso is owned by the Credit Union Centrals, The Co-operators/CUMIS and Desjardins. Our MFDA-regulated dealers, full-service IIROC-regulated dealer, and insurance agencies support thousands of financial advisors at hundreds of credit unions across Canada. Our award-winning online brokerage, Qtrade Investor, and our automated investing platform, VirtualWealth, give Canadians flexible choices for building their wealth. Our asset manager, NEI Investments, is a Canadian leader in Responsible Investment funds and portfolios, which are available through a national network of advisors. Aviso also provides custodial services and carrying broker services, through Aviso Correspondent Partners, to independent financial organizations, including trust companies, insurance companies, investment dealers, portfolio managers and financial planning firms. Aviso has major operations in Vancouver and Toronto, along with regional offices across Canada. More information about Aviso Wealth is available at www.aviso.ca.

For further information: Sean Kelly, Senior Communications Manager, Aviso Wealth, 778.328.7583, media@qtrade.ca.

Toronto – October 30, 2019 – Qtrade Investor, part of Aviso Wealth, announced today it has partnered with Wealthscope, a leading portfolio and planning analytics provider, to launch ‘Portfolio Score’ on its platform. This portfolio analysis tool—the most comprehensive available from a Canadian online brokerage—enables investors to quickly analyze their portfolio holdings so they can make well-informed trading decisions. It provides an objective, holistic picture of how a portfolio is built and how it can perform in all market scenarios.

“Investors not only want results, they also want assurance that their investment portfolio is well-constructed and not unduly exposed to risk,” said Christine Zalzal, SVP, Head of Online Brokerage & Digital Wealth at Aviso Wealth. “Portfolio Score identifies any potential risks and flags where they are in the simplest and clearest format possible. By providing investors with this powerful tool to assess the appropriateness of their investment mix, they can make more objective, informative decisions and feel confident that their portfolio is working for them, regardless of what’s happening in the markets.”

Portfolio Score is a portfolio health check that helps investors gain a better understanding of their risk exposures by comparing their portfolio’s performance against domestic and global benchmarks. The tool also evaluates investors’ securities—Canadian/U.S. stocks, ETFs and Canadian mutual funds—and grades overall portfolio performance across five key dimensions:

• Downside Protection
• Performance
• Diversification
• Income
• Fees

“Continued uncertainty in financial markets has left investors feeling worried about whether they are on track to reach their short- and long-term goals,” said Dr. Pauline Shum Nolan, CEO and Co-founder of Wealthscope. “Portfolio Score was developed as a solution to help mitigate these fears and encourage investors to recognize risks and opportunities so that they can optimize their asset allocation mix. We are pleased to integrate the tool into Qtrade Investor’s award-winning platform.”

Key features of Portfolio Score include:

• Assessment of portfolio diversification and level of risk exposure across multiple classifications including asset class and sector.
• Drill down on each individual investment pillar and rebalance or adjust the portfolio as needed.
• Comprehensive portfolio analytics such as: historical returns and volatility, risk-adjusted ratios to evaluate portfolio performance during market downturns, yield, and management fees analysis.
• Customized performance comparison against Canadian and global market benchmarks.

Qtrade Investor is the first online brokerage to fully integrate this tool into its client site. This means that when there are changes to an investor’s portfolio, their score will automatically update on their Portfolio Score tab. This new level of functionality is now available as a complimentary service for all Qtrade Investor clients, which reinforces our commitment to continuous innovation and empowerment of investors to reach their financial goals.

Several Qtrade Investor clients reviewed and provided feedback on a beta version of Portfolio Score. One participant, Christopher L., said: “Portfolio score has made such a positive impact on the way I manage my Qtrade account. Its diversification tools and analysis make it so easy for me to rebalance my portfolio.  Plus, I am able to get a clear view into how my performance compares to equivalent Canadian or global benchmarks, which I find invaluable.”

Qtrade Investor plans to integrate several additional tools offered by Wealthscope into its platform by early 2020.

About Aviso Wealth

Aviso Wealth is a national, integrated financial services company, with over $60 billion in assets. Aviso Wealth is owned by the Credit Union Centrals, The Co-operators/CUMIS and Desjardins. Our MFDA-regulated dealers, full-service IIROC-regulated dealer, and insurance agencies support thousands of financial advisors at hundreds of credit unions across Canada. Our award-winning online brokerage, Qtrade Investor, and our automated investing platform, VirtualWealth, give Canadians flexible choices for building their wealth. Our asset manager, NEI Investments, is a Canadian leader in responsible investment funds and portfolios, which are available through a national network of advisors. Aviso Wealth also provides custodial services and carrying broker services, through Aviso Correspondent Partners, to independent financial organizations, including trust companies, insurance companies, investment dealers, portfolio managers and financial planning firms. Aviso Wealth has major operations in Vancouver and Toronto, along with regional offices across Canada. More information about Aviso Wealth is available at www.aviso.ca

About Wealthscope

Wealthscope is a service of PW Portfolio Analytics Inc., a privately-owned financial technology company in Toronto. The team has substantial expertise in applied statistics, portfolio management, and big data analytics. Wealthscope solutions include a suite of advanced portfolio and risk analytics, unique portfolio builders, and integrated planning tools. For more information, please visit www.wealthscope.ca

Media Contact

Greg DiTomaso
Director, NATIONAL Capital Markets
Email: GDiTomaso@national.ca
Tel: 416-586-1964

Toronto – October 23, 2019 – Aviso Wealth today announced the appointment of Christine Zalzal as SVP, Head of Online Brokerage & Digital Wealth. Ms. Zalzal will oversee the firm’s online brokerage and robo-advice businesses – Qtrade Investor and VirtualWealth, respectively – with a focus on empowering Canadian investors with best-in-class wealth management options.

Ms. Zalzal has an extensive track record of success in the financial services industry where she drove significant growth in both retail and wealth product lines through product innovation and effective marketing strategies. She’s held progressive senior leadership roles at RBC, Laurentian Bank, FirstOntario Credit Union and most recently at Scotia ITRADE, which included overseeing their digital product and pricing strategy, trading platforms, and sales revenue. Under Christine’s leadership, iTRADE was the number-one ranked bank-owned online broker in Canada in 2018 according to MoneySense and The Globe and Mail.

“Our Online Brokerage and Digital Wealth businesses represent key strategic areas of growth for Aviso Wealth and operate in a competitive marketplace,” said Bill Packham, President and CEO of Aviso Wealth. “Christine’s depth of experience and expertise make her an ideal addition to our executive leadership team as we continue to innovate and expand our online investing offerings for the benefit of our credit union and institutional partners, as well as for individual Canadian investors.”

“Canadian investors are demanding more innovative products to meet their short- and long-term investment goals—especially when it comes to managing their own money using online brokerage platforms and robo-advisors,” said Ms. Zalzal. “I’m delighted to continue building on the progress Aviso Wealth has made in the digital wealth space. With a customer-centric focus, I am confident we can uniquely position our investment solutions to capture rapidly changing consumer preferences and enhance our capabilities to better serve our clients. I am looking forward to leading the next chapter in our success story.”

ABOUT AVISO WEALTH

 Aviso Wealth is a national, integrated financial services company, with over $60 billion in assets. Aviso Wealth is owned by the Credit Union Centrals, The Co-operators/CUMIS and Desjardins. Our MFDA-regulated dealers, full-service IIROC-regulated dealer, and insurance agencies support thousands of financial advisors at hundreds of credit unions across Canada. Our award-winning online brokerage, Qtrade Investor, and our automated investing platform, VirtualWealth, give Canadians flexible choices for building their wealth. Our asset manager, NEI Investments, is a Canadian leader in responsible investment funds and portfolios, which are available through a national network of advisors. Aviso Wealth also provides custodial services and carrying broker services, through Aviso Correspondent Partners, to independent financial organizations, including trust companies, insurance companies, investment dealers, portfolio managers and financial planning firms. Aviso Wealth has major operations in Vancouver and Toronto, along with regional offices across Canada. More information about Aviso Wealth is available at www.aviso.ca

MEDIA CONTACT

Greg DiTomaso

Director, NATIONAL Capital Markets

Email: GDiTomaso@national.ca

Tel: 416-586-1964